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Top Stories by TurnKey Landlords

by Ben Gosling. Landlords in Scotland are required to register with each local authority where they own a rental property. Whilst landlords south of Hadrian’s wall might think they’ve dodged a bullet by escaping this requirement to date, landlord registration might be even closer than just a glen or two away. For one, the shadow government have made it a part of their housing policy (see Labour’s policy review Private Rented Housing: Improving Standards for all, released a few months ago). Various pressure groups are also calling for a national landlord register, and some local authorities (such as the East London borough of Newham) have launched licensing schemes of their own. But is landlord registration good or bad? Landlord registration in Scotland If you want to know if the spaghetti carbonara is any good, you look over at the chap on the next table who’s alread... (more)

Consolidating debts with a buy to let remortgage

We often talk on this site about the benefits of remortgaging. Regularly switching loan to save on interest rates, particularly while rates are so low, is a sure fire way to bolster your yields and help keep your business in the black. Remortgages have other uses, too. If you have a healthy chunk of equity in a buy to let property you can use a mortgage to release cash – this can be used to renovate your property and increase its value, or perhaps invest in property elsewhere if you want to expand your portfolio. Another, less common use for cash released with a buy to let remor... (more)

Why buy to let is a good investment

by Ben Gosling. Some landlords are ‘accidental landlords’ – people thrust into property letting by circumstances out of their control. But a great many chose to get into the business too, and hundreds of people are wondering whether or not they should follow suit. For those people, here are five reasons why buy to let is a good investment – and five top tips to help you get the most out of it. 1. There’ll always be demand for rental property If you look at the history of the private rental sector, you’ll see that the number of people privately renting has pretty much doubled in t... (more)

Getting the most out of a fixed rate mortgage

by Ben Gosling. When you're getting a new mortgage, you have the choice of whether it is a fixed rate or a tracker mortgage. Both have their advantages and disadvantages, and if you're a savvy investor, both can be put to good use. In this blog I'll be looking at how to get the most from the old, reliable workhorse we call the fixed rate mortgage. Getting the most out of a fixed rate mortgage Because the main benefit of a fixed rate mortgage is its predictability, it might seem a bit strange that being flexible is the way to get the most out of one. Fixed rate mortgages can affo... (more)

Buying a new rental property

Ben Gosling Despite bad economic conditions, the UK's private rental sector is outperforming many other investments. On the whole, the government is pleased with it, and wants to see more growth. ‘Build to let’ is a term which refers to the building of new developments specifically for buy to let investment rather than owner-occupation. The announcement last year of a £200 million build-to-let fund means that many such developments might be finding their way into the market in the next couple of years. Many of us will be thinking, then, about buying new build rental properties. ... (more)