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Top Stories by TurnKey Landlords

Winter, as Sean Bean so moodily proclaimed in the first episode of Game of Thrones, is coming – and it’s only a matter of time before the traditional shut-down of the entire UK. But before you don your cleats and grit your teeth for yet another three months of the media pretending that a few centimetres of snow is news-worthy, spare a thought for your buy to let property during the cold season. We know that regular property checks are important at any time of year, but the winter can be particularly brutal, and wear and tear can suddenly become more common and severe. Here we detail a few of the problems that you and your tenant might face this winter, and how best to deal them. Fuel bills Fuel companies like to ramp up their charges in the run-up to winter, and 2013 has been no exception, with the ‘Big Six’ (British Gas, EDF, E.ON, Npower, Scottish Power and SSE) h... (more)

Landlord registration: good or bad?

by Ben Gosling. Landlords in Scotland are required to register with each local authority where they own a rental property. Whilst landlords south of Hadrian’s wall might think they’ve dodged a bullet by escaping this requirement to date, landlord registration might be even closer than just a glen or two away. For one, the shadow government have made it a part of their housing policy (see Labour’s policy review Private Rented Housing: Improving Standards for all, released a few months ago). Various pressure groups are also calling for a national landlord register, and some local a... (more)

Consolidating debts with a buy to let remortgage

We often talk on this site about the benefits of remortgaging. Regularly switching loan to save on interest rates, particularly while rates are so low, is a sure fire way to bolster your yields and help keep your business in the black. Remortgages have other uses, too. If you have a healthy chunk of equity in a buy to let property you can use a mortgage to release cash – this can be used to renovate your property and increase its value, or perhaps invest in property elsewhere if you want to expand your portfolio. Another, less common use for cash released with a buy to let remor... (more)

Why buy to let is a good investment

by Ben Gosling. Some landlords are ‘accidental landlords’ – people thrust into property letting by circumstances out of their control. But a great many chose to get into the business too, and hundreds of people are wondering whether or not they should follow suit. For those people, here are five reasons why buy to let is a good investment – and five top tips to help you get the most out of it. 1. There’ll always be demand for rental property If you look at the history of the private rental sector, you’ll see that the number of people privately renting has pretty much doubled in t... (more)

Getting the most out of a fixed rate mortgage

by Ben Gosling. When you're getting a new mortgage, you have the choice of whether it is a fixed rate or a tracker mortgage. Both have their advantages and disadvantages, and if you're a savvy investor, both can be put to good use. In this blog I'll be looking at how to get the most from the old, reliable workhorse we call the fixed rate mortgage. Getting the most out of a fixed rate mortgage Because the main benefit of a fixed rate mortgage is its predictability, it might seem a bit strange that being flexible is the way to get the most out of one. Fixed rate mortgages can affo... (more)