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Top Stories by TurnKey Landlords

by Ben Gosling. When you're getting a new mortgage, you have the choice of whether it is a fixed rate or a tracker mortgage. Both have their advantages and disadvantages, and if you're a savvy investor, both can be put to good use. In this blog I'll be looking at how to get the most from the old, reliable workhorse we call the fixed rate mortgage. Getting the most out of a fixed rate mortgage Because the main benefit of a fixed rate mortgage is its predictability, it might seem a bit strange that being flexible is the way to get the most out of one. Fixed rate mortgages can afford long-term security and stable payments, but by taking control, you can make them work for you. Shop around You might want to avoid a deal longer than two years – perhaps three for your first mortgage – unless you can find one with no early repayment charges (ERCs) attached (though these p... (more)

Landlord registration: good or bad?

by Ben Gosling. Landlords in Scotland are required to register with each local authority where they own a rental property. Whilst landlords south of Hadrian’s wall might think they’ve dodged a bullet by escaping this requirement to date, landlord registration might be even closer than just a glen or two away. For one, the shadow government have made it a part of their housing policy (see Labour’s policy review Private Rented Housing: Improving Standards for all, released a few months ago). Various pressure groups are also calling for a national landlord register, and some local a... (more)

Consolidating debts with a buy to let remortgage

We often talk on this site about the benefits of remortgaging. Regularly switching loan to save on interest rates, particularly while rates are so low, is a sure fire way to bolster your yields and help keep your business in the black. Remortgages have other uses, too. If you have a healthy chunk of equity in a buy to let property you can use a mortgage to release cash – this can be used to renovate your property and increase its value, or perhaps invest in property elsewhere if you want to expand your portfolio. Another, less common use for cash released with a buy to let remor... (more)

Why buy to let is a good investment

by Ben Gosling. Some landlords are ‘accidental landlords’ – people thrust into property letting by circumstances out of their control. But a great many chose to get into the business too, and hundreds of people are wondering whether or not they should follow suit. For those people, here are five reasons why buy to let is a good investment – and five top tips to help you get the most out of it. 1. There’ll always be demand for rental property If you look at the history of the private rental sector, you’ll see that the number of people privately renting has pretty much doubled in t... (more)

Top five reasons to use a buy to let mortgage broker

Whether you’re new to buy to let or you want to build your portfolio, choosing the most suitable mortgage can take a lot of time and effort. Using a specialist buy to let mortgage broker has a number of benefits, and has proven to be a go-to service for many landlords. Below we list the top five reasons to use a buy to let mortgage broker. Specialist in buy to let A buy to let mortgage broker has expert knowledge of the buy to let market and can provide useful information and guidance about buy to let deals and rates that are available.   Support and advice for landlords As broke... (more)